Multi-Peril Crop Insurance for all crops (Revenue Protection, Yield Protection and Catastrophic)

MPCI covers loss of crop yields from many natural causes including drought, excessive moisture, freeze and disease. The policies must be purchased prior to planting. Yield protection and price protection safeguard farmers against potential loss in revenue, whether due to low yields or changes in market price.

• Whole-Farm Revenue Protection

  Whole-Farm Revenue Protection provides a risk management safety net for all commodities on the farm under one insurance policy. This insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crop and livestock), or those marketing to local, regional, specialty or direct markets.

• Livestock Revenue Protection

  Livestock Risk Production provides protection against declining livestock market prices if the price, as specified in the policy, drops below the producer’s selected coverage price.

• Dairy Revenue Protection

  Dairy Revenue Protection insures against declines in quarterly revenue from milk sales as a result of a decline in milk prices, a decline in milk production or a combination of both.

• Yield Protection

  Yield Protection safeguards against a production loss for crops for which revenue protection is available but was not selected. It also provides prevented planting and replant protection. Coverage is expressed as a production guarantee (approved yield times the coverage level).

• Revenue Protection

  Revenue Protection offers comprehensive protection through a dollar guarantee. It also provides prevented planting and replant protection. A projected price is used to calculate the premium, replant payments and prevent planting payments. Revenue Protection with Harvest Price Exclusion is also available.

Pasture, Rangeland, Forage & Apiculture – Rainfall Index

PRF-RI was designed to provide assistance to producers for lost production and insufficient forage plant growth due to below normal precipitation. This program helps with increased feed costs in order to keep livestock and operations moving forward. This risk management tool insures against widespread loss of production of the insured crop in a designed area called a grid. Coverage is based on the experience of a grid rather than an individual farm. Losses are paid when the grid’s accumulated index, known as the final grid index, falls below the insured’s trigger grid index.

Annual Forage

The Annual Forage Insurance Plan is designed to meet the production risk management needs of producers planting annual forage crops for use as livestock feed or fodder – both irrigated and non-irrigated. This includes but is not limited to grazing, haying, grazing/haying, grain/grazing, green chop, grazing/green chop, or silage. 

Pivot Irrigation Insurance

Pivot Irrigation Insurance is replacement cost coverage, which will pay for the cost of repair or to replace (whichever is less) up to the policy limit. Coverage is multi-peril, which covers most threats from an external cause including fire, lightning, wind, tornado, theft, vandalism, hail, flood, and even collision. Mechanical and electrical coverage is also available on most units.

Crop-Hail Coverage

Hail has the unique ability to totally destroy a significant part of a planted field while leaving the rest of the farm undamaged. Crop-Hail Coverage protects profits and can provide worry-free protection for the tough times. Acre-by-acre coverage provides protection from isolated damage.